I received a postcard saying court-ordered legal notice,its about bank of america settlement.have anyone?

-received this postcard, its said if you paid overdraft fees to bank of america,that you maybe eligible for a payment from a class action settlement, is it this a scam, they said that i will recieved money ,basically suing bank of america. i don't want to be part of this what should i do? do i have to come to courtI just received this postcard in the mail today as well. I looked up the site and tried looking for any indications that this may be a scam elsewhere. It seems pretty legit so far. The only reason you'd want to opt out is if you plan on suing B of A yourself, which is something I don't plan on doing. If you do nothing, you apparently have the chance to receive account credit or cash payment in compensation for any "wrongful" charges which, I think means that any payments you used with your card caused you more overdraft fees that were supposed to happen. It's still a little hazy to me but I don't think I plan on doing anything about it - I especially don't plan on going court for any of this.There definitely is a real class-action case pending against Bank of America regarding overdraft fees, so this probably isn't a scam. Basically, a small group of Bank of America depositors who were charged wrongful overdraft fees sued Bank of America on behalf of ALL B of A customers who were charged wrongful overdraft fees, and they settled the lawsuit with Bank of America. Under the terms of the settlement, Bank of America must pay EVERYONE who was charged wrongful overdraft fees.



There is no need for you to appear in court, because your interests are being represented by the people who actually filed the lawsuit against Bank of America. At this point, as a class member, you essentially have two options:



Option 1: Do nothing, in which case you will be paid in accordance with the terms of the settlement (assuming the court approves the settlement).



Option 2: "Opt out" of the class (the postcard you got should tell you how -- it's a matter of filling out a form and mailing it in). If you opt out, then you can sue Bank of America for any wrongful overdraft fees they might have charged you yourself, but you won't get anything from the settlement.



The website linked to below explains the details of the settlement and how to "opt out" if you want to.



"To exclude yourself from the Settlement, you must send a letter that includes the following:



Your name, address, and telephone number;



A statement that you want to be excluded from the Bank of America Settlement in In Re: Checking Account Overdraft Litigation, 1:09-MD-02036-JLK; and



Your signature.



You must mail your exclusion request, postmarked no later than October 3, 2011, to:



Checking Account Overdraft Litigation Exclusions

P.O. Box 2505

Faribault, MN 55021-9505"
If you lost the postcard then website is www.bofaoverdraftsettlement.com or 1-800-372-2390. You do not need to sign up for anything. If BOA loses and you have some overdrafts that made you negative in the past then your account should be automatically credited.
I got the postcard too but I lost it. Does anyone have the website on it? THANKS!